Updated for plan year 2026 on 2026-07-25
What does Medicare Part B cover?
Medicare Part B generally covers doctor visits, outpatient care, preventive services, medical equipment, and many medically necessary services. Most people pay a monthly Part B premium.
What to check before you choose
Medicare choices depend on your dates, county, prescriptions, doctors, pharmacies, and how much risk you are comfortable carrying during the year.
- Confirm the beneficiary's Medicare effective dates, county, prescriptions, doctors, and coverage goals.
- Separate general education from plan-specific recommendations and document consent before marketing discussions.
- Check current plan-year rules, premiums, formularies, pharmacy pricing, networks, and enrollment-window eligibility.