Updated for plan year 2026 on 2026-07-25

Can I change Medicare plans if I move?

A move can create a Special Enrollment Period if your Medicare Advantage or Part D options change. The available choices and timing depend on your old and new addresses.

What to check before you choose

Medicare choices depend on your dates, county, prescriptions, doctors, pharmacies, and how much risk you are comfortable carrying during the year.

  • Confirm the beneficiary's Medicare effective dates, county, prescriptions, doctors, and coverage goals.
  • Separate general education from plan-specific recommendations and document consent before marketing discussions.
  • Check current plan-year rules, premiums, formularies, pharmacy pricing, networks, and enrollment-window eligibility.

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Membership costs nothing. Join and the club starts by checking whether your state is holding money in your name. Prefer to talk first? Call and ask.