Updated for plan year 2026 on 2026-07-25
How many $0-premium Medicare Advantage plans are in Santa Cruz, AZ for 2026?
In Santa Cruz, AZ, there are 14 $0-premium Medicare Advantage plans for plan year 2026. Compare that count with total plan availability, star ratings, networks, prescriptions, and out-of-pocket exposure before choosing.
County facts
| Plan year | 2026 |
|---|---|
| County FIPS | 04023 |
| $0-premium MA plans | 14 |
| Total MA plans | 33 |
| Total plan rows | 33 |
| Average in-network MOOP | $6,830 |
How to use this count
The $0-premium count is only the starting point. A plan still has copays, provider-network rules, pharmacy pricing, drug formulary rules, and an annual maximum out-of-pocket limit.
For Santa Cruz, AZ, compare the county-level count with the plan type and star-rating distributions below before narrowing choices.
Plan types
- HMO
- 5
- HMO C-SNP
- 5
- HMO D-SNP
- 5
- HMO-POS
- 3
- HMO-POS D-SNP
- 2
- PPO
- 10
- PPO C-SNP
- 1
- Regional PPO
- 2
Star ratings
- 2.5
- 2
- 3.0
- 5
- 3.5
- 14
- 4.0
- 11
- 4.5
- 1